Buying a business, refinancing an employee ownership trust, bridging a purchase or funding growth: a chartered accountant reads your numbers the way the credit committee will and fixes the weak points before any lender sees them. That's why clean cases get approved, and faster. And if you shouldn't borrow, we'll tell you that too.
Most commercial finance brokers are salespeople who learned finance. We're the other way round: a chartered management accountant and finance director who happens to arrange funding.
That matters most on deals that need structuring, not just a lender who says yes: buying a business, a buy-in or buyout, or an employee-owned company refinancing its vendor loan. Before anything goes near a lender, we pre-underwrite it: reading the accounts the way the credit committee will, fixing what they'd query, and packaging the case so it answers their questions before they ask. The everyday facilities get the same care.
We're paid a commission by the lender, and we'll always tell you what it is, in writing, before you commit. No surprises — that's rather the point.
We arrange every kind of commercial finance for UK limited companies. Our specialism is the structuring-heavy deals where a chartered accountant's judgement earns its place.
Pay founders more at completion, refinance the vendor loan, and fund working capital while deferred payments run. How it works.
Buying a business, a management buyout or buy-in, or buying out a co-director. How it's structured decides whether it works.
Taking over from a retiring owner, or passing a business on. We model it, fund it, and keep the numbers honest.
Auction purchases, refurbishment, land and VAT bridging, arranged quickly with a clear exit. Bridging explained.
Buying premises or refinancing, with loan-to-value and interest cover checked first. Try the calculator.
Machinery, vehicles and equipment, funded so cash stays in the business rather than tied up in kit.
Release the cash locked in unpaid invoices, matched to the right facility for how you actually trade.
Term loans and revolving facilities for growth or working capital, but only where borrowing is genuinely the right call.
Accountants, solicitors and other advisers: send us the funding question and we'll keep you informed throughout. How referrals work.
Founded by four brothers on the death of their grandfather — an agricultural and haulage company at Spaldwick.
The haulage side wound down; the company continued as a land-based agricultural business.
A family company whose trading history stands behind everything we arrange.
A deliberate revival — bringing a chartered accountant's judgement to the finance decisions that shape other family businesses.
Granton Finance is the commercial-finance arm of a company that has been trusted with its word since 1958. When we say a deal is right — or that it isn't — that reputation is what stands behind it.
Tell us what you're trying to do. We'll tell you honestly what's realistically fundable, roughly on what terms, and whether borrowing is even the right move.
If it stacks up, we shape the facility, build the credit pack and take it to the lenders most likely to say yes on the right terms, handling the numbers and the paperwork.
You see exactly what's on the table, including what we're paid. If you go ahead, we see it through to drawdown.
Professionals: we work with accountants, solicitors and other introducers, with a disclosed share for referrals.
No obligation, no application form. Tell us what you're weighing up and we'll tell you, straight, what's possible and whether it's a good idea.